Sukanya Samriddhi Yojana – Sample Filled Application Form

by Shiv Kukreja on March 12, 2015

in Investments

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at [email protected]

I have already posted three articles for Sukanya Samriddhi Yojana and the queries regarding this scheme are not showing any signs of tiredness. People have been asking all kind of queries regarding various features of this scheme and sharing all kind of experiences here on these posts. The biggest problem they are facing is to find out which bank branches are opening this account and accepting deposits from the general public. Banks are showing their inability to open these accounts as they do not have any clue about the account opening process.

I also got a few comments in which people wanted me to post a duly filled application form so that they can also easily fill the application form for themselves. So, here you have the sample of a duly filled application form:

IMG_0003

IMG_0002

The application form is fairly simple and you can fill it in less than two minutes. Also, I have filled this application form to the best of my knowledge. So, if any of you find any discrepancy in it, please point it out to me and I’ll rectify it as soon as possible.

Please don’t forget to carry the necessary documents to open this account, which are as under:

* Birth Certificate of the Girl Child

* Identity Proof or Aadhaar Card of the Parent/Legal Guardian

* Residence Proof or Aadhaar Card of the Parent/Legal Guardian

* 2 Photographs of the Depositor/Parent/Legal Guardian

Much has already been mentioned about this scheme in my earlier posts, so I’ll wrap it up here. If you have any query regarding this scheme or any of its features, please let me know.

Application Form for Sukanya Samriddhi Yojana

List of authorised commercial banks where you can get this account opened

Calculating Maturity Value of SSA

{ 393 comments… read them below or add one }

prem kumar March 13, 2015 at 5:18 AM

Reply with me

Reply

Reshma March 13, 2015 at 12:41 PM

In post office they said that one can do many transations ina year,n i means first yr start ac with 25;000.in any yr after if i put less amt will do

Reply

Shiv Kukreja March 13, 2015 at 9:18 PM

Yes, you can do as many transactions as you want, there is no cap. Also, you can deposit any amount between Rs. 1,000 to Rs. 1,50,000 after opening this account. Higher as well lower than previous years.

Reply

Amit March 13, 2015 at 11:30 PM

Shiv,
Your handwriting is as beautiful as your articles.
Anyway, Thanks for article on ‘Sukanya Samriddhi Yojana’. I had requested article on it in ‘suggest a topic’

Thanks,
Amit.

Reply

Shiv Kukreja March 14, 2015 at 12:08 AM

Thank you Amit for your kind words! 🙂
Yes, I just checked it that you had suggested us this topic on 28th January. But, like many of other suggestions, we could not cover it. Honestly speaking, there is a lot of difference between a 9.1% taxable scheme and a 9.1% tax-free scheme. Like others, I did not find this scheme to be extraordinarily attractive earlier.

But, with budget announcement of making it tax-free, much has changed now to make it a really attractive scheme. This made me cover it and now we are getting an extremely good response to all its articles. We are also feeling pumped up now. 🙂

Reply

smita March 14, 2015 at 3:18 PM

I want to know about the account details and declaration given in the form regarding saving and mis account.the form which I have taken do not have ssa option.please help in filling the form. What will be maturity amount if I select saving account?.if my depositing amount is 1000per month . Date ofbirth of the child is 20-5-2012.
Thank you.

Reply

Shiv Kukreja March 14, 2015 at 8:21 PM

You can use this form, it will work. But, your query is not clear to me.

Reply

pawandeep March 14, 2015 at 4:28 PM

SSA AGAR MAI 14/03/2015 KO KHULWATA HU TO MERA INTREST KAB JUDEGA 14/03/2016 ME AUR 1 MONTH ME 2 BAR DEPOSITE KAR SAKTE HAI AUR AGAR SSA POST OFFICE ME HAI TO MAI YE ACCOUNT IDBI BANK ME KAR SAKTA HU

REPLY

Reply

Shiv Kukreja March 14, 2015 at 8:20 PM

1 month mein 2 baar paisa deposit kar sakte hain. Baad mein IDBI bank mein bhi migrate kar sakte hain. Interest calculation method abhi clear nahin hai, but mujhe lagta hai ye PPF ki tarah calculate hoga.

Reply

shobhit jain March 14, 2015 at 6:10 PM

Sir shiv ji
Payment saving account ke tarah kabhi bhi deposit kar sakte hai or policy ke tarah yearly usse date ya RD ke montly same date par deposit karna hoga

Reply

Shiv Kukreja March 14, 2015 at 8:19 PM

Saving account ki tarah saal mein ek baar kabhi bhi deposit kar sakte hain.

Reply

smita March 14, 2015 at 10:58 PM

Thank you for replying sir. Sir my query is regarding the declaration and note given in the point 11 of the form.

Reply

Shiv Kukreja March 14, 2015 at 11:20 PM

You can use your form for Sukanya Samriddhi Yojana. You need to mention the name of the scheme in the space provided. For maturity amount, please check this post – /2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Maturity amount for Rs. 1000 monthly deposit is approximately Rs. 6,25,305. But, it has many assumptions for it to materialize.

Reply

smita March 14, 2015 at 11:27 PM

Thank you sir

Reply

Shiv Kukreja March 14, 2015 at 11:48 PM

You are welcome!

Reply

Raj March 15, 2015 at 7:13 AM

Shiv,

Do i need to invest a stipulated amount monthly to be able to continue with the scheme .
ex( if i choose to invest rs 10000 monthly for 1st month can i invest higher or lower than 10000 subsequent month )

Raj

Reply

Shiv Kukreja March 15, 2015 at 1:20 PM

Hi Raj,
Firstly, you need not make contributions on a monthly basis, even if you deposit money once a year, it is perfectly fine. Secondly, you can deposit any amount between Rs. 1,000 and Rs. 1,50,000 any no. of times in a financial year.

Reply

Rohit kumar March 15, 2015 at 2:52 PM

Sir meri beti two y ki h to kya m post office m acount kholwa kar paisa deaposit kar sakta hu.plz sir aur kya ye methurity marigge ke bad hoga, ya phir 21y ke bad ho jayega..

Reply

Shiv Kukreja March 15, 2015 at 6:39 PM

Yes, aap ye account khulwa sakte ho. Maturity marriage ke time hoga ya phir account ke 21 saal complete hone pe.

Reply

arun kumar tanwar March 15, 2015 at 5:14 PM

sir, my daugher have a ppf account. can we open ssy account also and deposit 1.5lakh + 1.5 lakh yearly in both.???

Reply

Shiv Kukreja March 15, 2015 at 6:39 PM

Yes, you can do that.

Reply

Deepika March 15, 2015 at 10:19 PM

Hi Shiv Sir,
My query is my adhaar card has the address of delhi and now I have been shifted to Patna. I want to open an account for my daughter under SSA. As the residential address is of delhi n I don’t have any other residential proof of Patna. Please suggest.

Reply

Shiv Kukreja March 15, 2015 at 11:49 PM

Hi Deepika,
I don’t think it would be a problem. I think post offices or banks would accept your Aadhaar Card for opening this account.

Reply

Raj March 16, 2015 at 9:21 AM

Thank for your reply shiv . My daughter is only 5 months old can I open this account ? if yes, what’s the deadline to open this account

Regards
Raj

Reply

Shiv Kukreja March 16, 2015 at 9:33 AM

Yes, your daughter is eligible for this account. Moreover, there is no deadline as such for this scheme.

Reply

Rekha Bhandari March 16, 2015 at 11:06 AM

its really a good scheme for ” beti bachao, beti padhao ” abhiyaan …………………its also bebeficial for parent’s bcoz its nice way to Tax saving……………….thanks to Mr. Modi and their team for develop the SSA project…….

Reply

Shiv Kukreja March 16, 2015 at 11:22 AM

Thanks for expressing your views!

Reply

Ravinder Kumar March 17, 2015 at 12:25 PM

What is the future of the girl child in case of death of parents/legal guardian. Have the waiving of instalments in this scheme for girl child or not?

Ravinder kumar

Reply

Shiv Kukreja March 17, 2015 at 12:53 PM

No, there are no insurance provisions in this scheme. The girl child can withdraw the amount in case of such an unfortunate event like death etc.

Reply

Reshma March 17, 2015 at 1:22 PM

Sir,thanks for helping in filling form by giving eg of filled form as i opened the accont todayand also thanks for replying

Reply

Shiv Kukreja March 17, 2015 at 1:55 PM

That’s great, thanks for visiting our website and sharing info with us! 🙂

Reply

Shachi Rairikar March 17, 2015 at 1:33 PM

Can the account be opened jointly by parents so both contribute half -half 75k-75k and get tax benefit

Reply

Shiv Kukreja March 17, 2015 at 2:07 PM

Yes, it is allowed for parents to get this account jointly opened and contribute amount as per their desire up to a maximum of Rs. 1.50 lakh.

Reply

Shachi Rairikar April 3, 2015 at 9:37 PM

I verified with Post Office, joint account is not allowed. Only one parent or guardian can open the account.

None of the banks including SBI and ICICI have the forms to open the account, at many places the staff hasn’t even heard about the scheme!

Only Post Office is opening account but they are not allowing joint account.

Reply

aastha March 17, 2015 at 9:43 PM

Hello Mr Shiv,

I am a citizen of India and my daughter is born outside india. So can I pass for the sukanya scheme as well?
rgds

Reply

Shiv Kukreja March 17, 2015 at 9:56 PM

Hi Aastha,
Your daughter’s birth certificate would be of a country other than India. So, most likely you’ll not be able to open this account. But, you’ll have to confirm it with a post office or an authorised bank, as it is still not clear whether a girl child born outside India is eligible for this scheme or not.

Reply

aastha March 18, 2015 at 12:09 AM

Thanks Shiv for your prompt revert.

Reply

Shiv Kukreja March 18, 2015 at 11:04 AM

You are welcome Aastha!

Reply

Reshma March 18, 2015 at 9:00 AM

Sir, regarding kisan kvp is good against fd in bank and what is limit for it, documents req or any age limit

Reply

Shiv Kukreja March 18, 2015 at 11:13 AM

There is no investment limit with KVP. One Id proof & an address proof would be required in documents. There is no age limit also for KVP.

Reply

seema March 18, 2015 at 1:45 PM

sir, i want to know documents required for sukanya samriddhi yojana are attested by notry

Reply

seema March 18, 2015 at 1:46 PM

sir,
i want to know documents required for sukanya samriddhi yojana are attested by notry

REPLY

Reply

Shiv Kukreja March 18, 2015 at 3:06 PM

No, it is not required to get your documents notarised.

Reply

Nisha Sahaay March 19, 2015 at 10:29 AM

Great work Sir. No need to find anything else if I have the printout of your blog post. Thank you so much for this great work.

Reply

Jitender Kumar March 19, 2015 at 11:06 AM

Sir,

my single query is that is there any nominee facility in this scheme, can father or mother can be nominee of child?

Reply

Shiv Kukreja March 19, 2015 at 11:29 AM

No, nomination facility is not there.

Reply

Jitender Kumar March 19, 2015 at 12:03 PM

Thanks for reply sir,

I just wanted to know in case of mishappening or death, who will be the beneficiary/ owner of amount deposited in this scheme?

And this account is opened with joint names with father or mother account?

Reply

Shiv Kukreja March 19, 2015 at 3:32 PM

Girl child would be the owner/beneficiary of this account in case of an unfortunate event with the parents/legal guardian. In case something happens to the girl child, parents/legal guardian would get the balance amount. Moreover, father or mother cannot be a joint applicant.

Reply

Raj March 20, 2015 at 12:06 PM

Hello shiv,

Got few questions. let me ask one by one .

One of my daughter is 9 yrs old, how many years i need to pay the deposits ?
my other daughter is just 5 months old what her calculation ?

Regards
Raj M Palani

Reply

Shiv Kukreja March 20, 2015 at 1:29 PM

Hi Raj,
You need to pay for 14 years for both of your daughters.

Reply

Tax Baniya March 20, 2015 at 2:56 PM

Whether this account can be opened in the name of adopted girl child ?

Reply

Shiv Kukreja March 20, 2015 at 2:57 PM

Yes, you can.

Reply

Vikas Kumar March 20, 2015 at 10:25 PM

Dear Shiv,
My Daughter is currently 9 year old right now, Can she claim the complete amount once she turned up to 21 year old ? or after 21’yr from today date ( once she turned to 29yr ) ?
If She can claims at 21 year age, means we will be able to pay only for 12 year ?

Reply

Shiv Kukreja March 21, 2015 at 12:57 AM

Hi Vikas,
Your daughter can withdraw the balance amount whenever she gets married or when she turns 29 (after 21 years from the date of opening this account), whichever is earlier.

Reply

Raj March 21, 2015 at 11:38 AM

Shiv,

Is there any penalty if we are not able to pay any money during any financial year in this account ?

Raj

Reply

Shiv Kukreja March 23, 2015 at 11:35 AM

Hi Raj,
Yes, it is Rs. 50 per financial year.

Reply

Rohit kumar March 21, 2015 at 5:32 PM

Agar mai yearly pament kar rha hu aur agar 13y ke bad agar meri beti ka dath ho jata h to mathurity milega ke nhi.aur milega to kiss condition pe plz sir

Reply

Shiv Kukreja March 23, 2015 at 11:37 AM

Hi Rohit,
Maturity amount aapko mil jaayega without any condition.

Reply

Narendra March 22, 2015 at 6:04 PM

Sir,
In case if both account holder and depositor died than who will get the total amount. for example if my daughter and me died than who will get the fund.

Reply

Shiv Kukreja March 23, 2015 at 11:38 AM

Hi Narendra,
In that case, your legal heir(s) will get the balance amount.

Reply

yogesh soni March 23, 2015 at 9:12 AM

Dear Sir
in ssa date of birth child ki likhni hai ya parent ki

Reply

Shiv Kukreja March 23, 2015 at 11:39 AM

Both, child as well as parents.

Reply

yogesh soni March 23, 2015 at 9:14 AM

sir
apke dwara bhare hue form me
dob 15.11.2008 hai
and dom 15.11.2026 kaise hue

Reply

Shiv Kukreja March 23, 2015 at 11:40 AM

It is the “Date of Majority” and not the “Date of Maturity”.

Reply

yogesh soni March 23, 2015 at 9:16 AM

first depositer me kuska naam likhna hai

Reply

Shiv Kukreja March 23, 2015 at 11:41 AM

Girl Child u/g Parents/Legal Guardian.

Reply

yogesh soni March 23, 2015 at 9:31 AM

sir
agar dob 01.01.2007 hai to
date of maturity kitni hogi

Reply

Shiv Kukreja March 23, 2015 at 11:41 AM

31.12.2027

Reply

Nithya March 23, 2015 at 12:16 PM

Sir,
We have four children (3 girls n 1 boy). Please suggest me
1.If im opens 3 accounts in ssy for my 3 daughters from 2015 in my name, then can i open 2 ppf accounts for me and my husband name each?
2.How much amount i can get as maturity in ppf if i invest 150000/yearly after 15 years, when i withdraw partial amount for my children education after 10 years?
Thanks

Reply

Shiv Kukreja March 23, 2015 at 12:42 PM

Hi Nithya,
1. You can open a maximum of 2 SSY accounts for 2 of your daughters. It is not allowed to open 3 SSY accounts unless you have twins or triplets.
2. I won’t be able to help you in this calculation as PPF interest rate varies every year.

Reply

Nithya March 23, 2015 at 3:24 PM

Thanks for the reply Sir

Reply

Shiv Kukreja March 23, 2015 at 3:26 PM

You are welcome!

Reply

yogesh soni March 23, 2015 at 5:07 PM

sir
child name u/g father name me
u/g ka kya meaning hai
and
dob 01.01.2007 hai to
date of majority kya hogi

Reply

Shiv Kukreja March 23, 2015 at 10:30 PM

u/g means Under Guardian. Date of Majority will be 01.01.2025.

Reply

yogesh soni March 23, 2015 at 5:12 PM

sir
form me photo kiska lagana hai.

kya har mahine kam jayada rupees jama kar sakte hain

Reply

Shiv Kukreja March 23, 2015 at 10:49 PM

Form mein photo parents/legal guardian ka lagana hai. Har mahine paisa deposit karna zaroori nahin hai. Har saal paisa deposit karna zaroori hai, amount upar neeche ho sakta hai.

Reply

buchireddy March 23, 2015 at 9:08 PM

sir, is possible ssa account in sbi

Reply

Shiv Kukreja March 23, 2015 at 10:50 PM

Yes, SBI will provide all services as & when it starts opening these accounts.

Reply

Animesh Joaddar March 24, 2015 at 2:05 AM

Sir, namaste
Mera question..
1. Ssa 21 year ki bad maturity kisko milega-
Gairl ko eaa parent ko?
2. Agar girl chaild 18 year pure hone ki pahele pita mata ki morgiki khilap sadi karlete hai to is ssa ka kia hoga? Maturity milega kob or kise milega?
3. Agar girl chaild 18 year pure hone ki bad sadi karlete ho to kia deposit band karna parega and maturity kab milega?

Reply

Shiv Kukreja March 24, 2015 at 10:34 AM

Namaste,
1. Maturity amount girl child ko milega.
2. 18 saal se pehle shaadi illegal hai, isliye maturity amount 18 saal ke baad hi milega.
3. Shaadi hone pe hi saara amount girl child ko mil jaayega.

Reply

yogesh soni March 24, 2015 at 9:20 AM

Dear Sir
kya sukanya smirdhi account me
rupee net banking se deposit ho sakte hain

Reply

Shiv Kukreja March 24, 2015 at 10:38 AM

Post Offices mein ye facility nahin hai, but kuch banks mein ye facility hai.

Reply

Siva K R March 24, 2015 at 12:20 PM

Dear Sir,
Can any Grandfather of a girl child open SSY a/c since her own father is physically challenged (Deaf & Dumb) but working with a small salary.

Reply

Siva K R March 24, 2015 at 12:34 PM

Dear Sir/Madam,
Is it possible to open SSY account by Grandfather in the name of girl child aged 9 years, since her own parents are incapacitated? Grandfather is old and initial lump sum amount is deposited and later on her own parents may or may not be able to continue the yearly deposit or a very small sum only-
is it possible to open account now? please advise us. thanks.

Reply

Shiv Kukreja March 24, 2015 at 1:23 PM

Yes, it is allowed for the Grandfather to get this account opened for the girl child.

Reply

Dr. Shiva K R March 24, 2015 at 1:37 PM

Dear Shiv,
Thank you for the timely enlightenment.

Reply

Shiv Kukreja March 24, 2015 at 3:46 PM

Thanks for your kind words Dr. Shiva!

Reply

yogesh soni March 24, 2015 at 2:10 PM

sir
meri girl ki dob 01.01.2007 hai
mujhe kab tak paise jama karne hain

and date of majority form me kitni likhni hai

Reply

Shiv Kukreja March 24, 2015 at 4:11 PM

Aapko 14 saal tak paise jama karne hain. Date of Majority wo likhni hai jab aapki beti major ho jaayegi.

Reply

skdey March 24, 2015 at 10:05 PM

sir
meri beti ki date of birth 26/01/2004 hai.ka mai uski ssy a/c khul sakte hai.

Reply

Shiv Kukreja March 24, 2015 at 10:24 PM

Yes, aap apni beti ka account khulwa sakte hain.

Reply

abdhesh March 25, 2015 at 8:38 AM

sir
birth certificate Kya village secretary ka manya hai ki nahi?

Reply

Shiv Kukreja March 25, 2015 at 2:43 PM

Hi Abdhesh,
Mujhe iski jaankaari nahin hai, aapko post office se pata karna padega.

Reply

seenivasan March 25, 2015 at 12:36 PM

Sir,
I got 2 girl children. I ll start the account from next month.
1st child d.o.b-05/07/2011- my opening deposit is Rs. 3000.00
2nd child d.o.b – 11/04/2014-my opening deposit is Rs. 3000.00
Then I ll spend Rs. 1000.00 every month even 2nd child
How can get the amount after 21 years to two child independently.

Reply

Shiv Kukreja March 25, 2015 at 2:44 PM

Hi Seenivasan,
Your query is not clear to me.

Reply

Subhash March 25, 2015 at 1:05 PM

Dear Shiv,
Abhi me 1000 per month deposit karta hu but bad me iski limit 1000 + kar sakta hu ???????

Reply

Shiv Kukreja March 25, 2015 at 2:45 PM

Yes, aap amount increase kar sakte hain.

Reply

Subhash March 25, 2015 at 1:11 PM

Dear Shiv
Abhi ye skim State bank of India me open nahi hai?? SBI Say we have not received letter so please say which time start in SBI Bank ??

Reply

Shiv Kukreja March 25, 2015 at 2:46 PM

Sorry, I have no idea about it. Ye info sirf SBI aapko provide kar sakta hai.

Reply

Siva March 25, 2015 at 2:53 PM

Dear Sir,
My baby DOB is March 10, 2015. Still original birth certificate is not obtained. I have duplicate birth certificate provided in hospital. Can I open account using that..

Reply

Shiv Kukreja March 25, 2015 at 2:56 PM

Yes, you can do so.

Reply

Siva March 25, 2015 at 3:01 PM

thank you sir.

Reply

Mahesh D March 26, 2015 at 2:25 PM

Sir,

Child dob 22.07.2012 but,
date of maturity..?

Reply

Shiv Kukreja March 27, 2015 at 11:08 AM

Date of Maturity would be 21.07.2033 or when the girl child gets married, whichever is earlier.

Reply

Geet March 26, 2015 at 2:32 PM

Hi

I have read all previous comments. As father or mother cannot be a joint applicant.
If both the parents are working. Is it possible to open two SSY account (One by father and another by mother ) for same child ?

Reply

Shiv Kukreja March 27, 2015 at 11:09 AM

No, opening two SSY accounts for the same girl child is not possible.

Reply

Mohamed Farook.J March 26, 2015 at 6:09 PM

Can you please send me the filled sample application form of Sukanya Sumriddhi.

Reply

Shiv Kukreja March 27, 2015 at 11:10 AM

It is given in the post above.

Reply

yogesh soni March 27, 2015 at 5:10 PM

sir
meri girl ki dob 01.01.2007 hai
mujhe kab tak post office me rupee jama karne hain.

Reply

Shiv Kukreja March 28, 2015 at 12:09 AM

14 saal

Reply

ritesh March 28, 2015 at 4:18 PM

Thanks sir…aap se bhot sari jankari mil gai…apka bhot bhot sukriya

Reply

Shiv Kukreja March 28, 2015 at 11:22 PM

Hamara haunsla badaane ke liye aapka bhi shukriya Ritesh!

Reply

PRAFULLA BATA March 29, 2015 at 11:45 AM

Dear sir,
my Niece is 5 yrs old. can i be a depositor for her ? initially i want to deposit 2000 per year. after my regularization of my service i want to deposit more. should it possible ?

Reply

Shiv Kukreja March 29, 2015 at 10:52 PM

Hi Prafulla,
Yes, you can be a depositor for your niece. Also, you can increase your contribution as & when your salary goes up.

Reply

krithika March 29, 2015 at 11:58 PM

Sir this ssy closing march 31st

Reply

Shiv Kukreja March 30, 2015 at 12:31 AM

No Krithika, this is an incorrect information, this scheme is not getting closed on March 31st.

Reply

kaushik karmakar March 30, 2015 at 1:03 AM

in the account opening form, what will be the name of applicant??
me or my daughter?

Reply

Shiv Kukreja April 1, 2015 at 9:09 PM

Hi Kaushik, it will be “your daughter’s name under guardian your name”.

Reply

Rameshwar madeshiya March 31, 2015 at 1:58 AM

Respected sir,
1st i am thankfull of yours bcoz u have provided a lot of helpfull information regarding sukanya yojna but one thing that i wante to ask u that suppose if I m the applicant for my daughter and i have opened the account in mumbai but can my grandfather or my any relative can deposit in the account from some other state or city Is that possible.

Reply

Shiv Kukreja April 1, 2015 at 9:11 PM

Yes Rameshwar, it is possible in banks to deposit amount from anywhere in India. But, with post offices, it is not allowed.

Reply

mahesh Kumar March 31, 2015 at 6:57 AM

Sir meri beti ke 21 year poore hone per mujhe apni beti ke kish document ke jarurat hogi

Reply

Shiv Kukreja April 1, 2015 at 9:12 PM

Maheshji, aapki beti ke 21 saal complete hone pe aapko paisa nahin milega. Is account ke 21 saal complete hone pe milega.

Reply

mahesh Kumar March 31, 2015 at 6:58 AM

31 March ke baad 9.1 % se kam ho jayega kya

Reply

Shiv Kukreja April 1, 2015 at 9:13 PM

Maheshji, is financial year mein is account ka interest rate 9.20% fix kiya gaya hai.

Reply

suchita March 31, 2015 at 1:04 PM

Sir kya mai net se ssy ka form download karke bharke de sakti hun bt uspar postoffice ka symbol nhnn hai….kya form valid hoga??

Reply

Shiv Kukreja April 1, 2015 at 9:15 PM

Yes, aap net se is account ka form download kar sakte ho. Post office mein downloaded form accept kar liya jaayega.

Reply

AARTI March 31, 2015 at 2:04 PM

FIRST OF ALL WANTS TO THANK YOU FOR GIVING SUCH A WONDERFULL INFORMATION . SIR TODAY I WENTTO FEWBANKS IN DWARKA AND SURROUNDING BUT NOBODY GAVE ME FORM FOR SSA.SBI WAS ALSO IN THE LIST . I WENT TO TWO DIFFRENT BRANCHES OF SBI. FINALLY I WENT TO POST OFFICE THEY SAID FORMS ARE FINISHED. COME AFTER2-3 DAYS. BUT SOMEBODY TOLD ME FORMS ARE AVAILABLE @ RS4 /- ON PHOTOCOPIER SHOP JUST OUTSIDE THE POST OFFICE . I HAD NO CHOICE. I PURCHASED THE FORM @ RS4/-. THIS IS ALSO CURRUPTION. CAN YOU DO SOMETHING FOR PEOPLE LIKE ME .

Reply

Shiv Kukreja April 1, 2015 at 9:19 PM

Hi Aarti,
We do not have any such authority to stop such kind of activities. But, you have the power to raise your voice against such activities. You can go and ask the post master why the forms have got finished. Write a complaint about it. Moreover, you can download the form online as well and take a printout for the same.

Reply

AARTI April 6, 2015 at 5:50 PM

thanks sir. really appriciate.

Reply

arjun giri April 1, 2015 at 2:22 PM

dear sir my daughter date of birth 22 jan 2007 .what is maturity date & required documents adhar is ok or not. school date of birth .

Reply

Shiv Kukreja April 1, 2015 at 9:22 PM

Maturity date would be 21 years after the account opening date or when your daughter gets married, whichever is earlier. Required documents have been mentioned in the post above.

Reply

arjun giri April 1, 2015 at 2:24 PM

dear sir my daughter date of birth 22 jan 2007 .what is maturity date & required documents adhar is ok or not. school date of birth .

Reply

Reply

brijbhushankumar maurya April 1, 2015 at 7:21 PM

sir,
monthy 1000 Rs jama karna jaruri hai ya yearly ham sab kisan pariwar se hai 1000 yearly ho sakta hai par monthy nahi..

Reply

Shiv Kukreja April 1, 2015 at 9:23 PM

Aapko saal mein ek baar minimum Rs. 1,000 jama karne hain, monthly nahin.

Reply

brijbhushankumar maurya April 3, 2015 at 5:21 PM

thankyou sir but
agar 14 varsh tak 1000 rs jama karne par 21 years me lagbhag kitna milega

Reply

arjun giri April 2, 2015 at 8:33 AM

dear sir my village barahana disst bulandshahr . sir kya 1000 rs monlhly jama karne h ya sal me 1000 jama karne h ye bada doubt h logo m please tell me

Reply

Shiv Kukreja April 2, 2015 at 1:53 PM

Arjunji, saal mein sirf ek baar deposit karna hai aur kam se kam Rs. 1,000. Aap zyaada amount bhi deposit kar sakte hai aur zyaada baar bhi.

Reply

reshma April 2, 2015 at 11:27 PM

Sir, account open ho gaya par kisine kaha isme insurance nae hai aur isse acha toh insurance policy hai tab no 830 Ka comparison diya hua hai

Reply

Shiv Kukreja April 7, 2015 at 1:13 PM

Reshmaji,
Insurance policies mein average return 5-7% se zyaada nahin hota, isliye is scheme ko insurance policies se compare nahin karna chahiye.

Reply

mahesh Kumar April 3, 2015 at 10:57 AM

1st month 1000 & 2nd month 400 3rd month 500 jama kare to koi dikkat to nahi hogi

Reply

Shiv Kukreja April 7, 2015 at 1:14 PM

Nahin Maheshji, koi dikkat nahin hogi.

Reply

Hanmant April 3, 2015 at 10:59 AM

Respected Sir I am confusing about the application form for opening the account in post office or in Banks.Out of these for which mode this form is applicable.

Reply

Shiv Kukreja April 7, 2015 at 1:16 PM

This common form is used for many of the post office schemes, including SSA, MIS, Term Deposits, Savings etc.

Reply

mahesh Kumar April 3, 2015 at 11:08 AM

Sir me rampur distt me15year se rehata a raha hu our is shceme ke 21 year poore hone per me agar goun Chale jate hai tab meri beti ke proof pe address ka anter hoga tab koi pareshani to nahi hogi

Reply

Shiv Kukreja April 7, 2015 at 1:17 PM

Nahin Maheshji, koi pareshani nahin hogi.

Reply

brijbhushankumar maurya April 3, 2015 at 5:13 PM

sir,
agar 1 varsh me minimum 1000 rs 14 years tak jama karne par 21 years me kitne mutrurity milegi ..

Reply

Shiv Kukreja April 7, 2015 at 1:18 PM
Parvesh April 3, 2015 at 9:20 PM

Sir

Reply

ravi kumar April 4, 2015 at 1:54 PM

Dear sir, first i want to thankful you because your gudline is very simple, specific and clear. Really i dont want to ask this question but just for future information and all other guys who are attached with this link like me . if something happen with daughter any eligiblity before the period or same duration will go.

Reply

Shiv Kukreja April 7, 2015 at 1:20 PM

Thanks Mr. Ravi for your kind words!
If something unfortunate happens with the girl child, then the parents/legal guardian will get the balance amount back immediately.

Reply

Ranjeet Perhate April 4, 2015 at 8:35 PM

Sir, I have two daughters dob 5.1.2006 & 8.4.2009 respectively. 1.What will be the metuarty date.
2. If this year initially I deposited Rs 5000 PA each, but next year may be my finencial condition is not better, can I deposit less amount.
3.is it possible if 1st year I deposited only one time but not less than 1000, but next year 3 or 4 time same amount & after 3 years again 1000pa .

Reply

Shiv Kukreja April 7, 2015 at 1:26 PM

Hi Ranjeet,
1. Maturity date will be 21 years from the account opening date or whenever your daughters get married, whichever is earlier.
2. You can deposit any amount of your choice between Rs. 1,000 and Rs. 1,50,000 any number of times.
3. Yes, that is also allowed.

Reply

danish kamal April 4, 2015 at 11:06 PM

Meri sister ki DOB 09/08/2004 h…
Kya wo iske lie eligible h?
Aur is form ki last date kya hai?
Plz reply me

Reply

Shiv Kukreja April 7, 2015 at 1:27 PM

Danishji,
1. Aapki sister is scheme ke liye eligible hai.
2. Is scheme ki koi last date nahin hai.

Reply

PRASHANT TRIVEDI April 4, 2015 at 11:47 PM

sir ssy ki last date kya h…
kya iske bdhne ke chance h

Reply

Shiv Kukreja April 7, 2015 at 1:27 PM

Prashantji, is scheme ki koi last date nahin hai.

Reply

Tarun April 5, 2015 at 6:13 PM

my baby born on 01-03-2005. can she is eligible? for ssa

Reply

Shiv Kukreja April 7, 2015 at 1:35 PM

Yes Tarun, she is eligible.

Reply

surender April 6, 2015 at 6:42 AM

Dear Sir
My daughter DOB 14/3/05 if i am open the account today, what is maturity date.

Reply

Shiv Kukreja April 7, 2015 at 1:48 PM

Maturity date would be 21 years from today or when your daughter gets married, whichever is earlier.

Reply

suman April 6, 2015 at 4:40 PM

My baby born on 02-03-2007, if i am open the account today, what is maturity date. And if I submitted 2000 monthly, how much i will get after maturity, can i deposit monthly, quarterly, half yearly, annually, .please i need calculation how much i will get at the end of scheme .

Reply

Shiv Kukreja April 7, 2015 at 1:58 PM

Maturity date would be 21 years from today or whenever your daughter gets married, whichever is earlier. You can deposit money in your daughter’s account any no. of times you want. For maturity values, please check this post – /2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/

Reply

shoraj April 7, 2015 at 2:24 PM

sir deposit karne ki last date kab tak hai

Reply

shoraj April 7, 2015 at 2:25 PM

from deposit karne ki last date kab tak hai

Reply

Shiv Kukreja April 7, 2015 at 3:32 PM

Shorajji, is scheme ki koi last date nahin hai.

Reply

suresh negi April 7, 2015 at 5:40 PM

dear sir.

saal ka 1000/- deposit karna hai ki monthly ka isme kaafi confusion hai…
agar saal ke 1000/- kare to muturty value kitni milegi.

Reply

Shiv Kukreja April 8, 2015 at 8:59 PM

Sureshji,
Saal ka Rs. 1,000 deposit karna zaroori hai. Saal mein Rs. 1,000 deposit karne pe maturity value Rs. 52,944 milegi.

Reply

suresh negi April 7, 2015 at 5:45 PM

dear sir
kya ye scheem bank me bi hai

Reply

Shiv Kukreja April 8, 2015 at 8:59 PM

Yes

Reply

Mayur kumar April 7, 2015 at 11:41 PM

Sir,
Aapne bhut sara guidence diya hai
magar hamari taraf se kuch sawal hai
pls aap unka bhi reply de do
hamari laado ka born hai 17/07/2005
Aapne kaha ki 21 saal pure hone ke baad hi pese milenge
magar 21 saal se pahele agar unki shaadi hoti hai to kya pese us waqt mil nahi shakte ???
ek saal me 1000 se jayada pese rakh shakte hai
is me aisa jaruri hai ki har mahine pese rakhane chahaiye ???
Is mahine 1000 rakhe to agale mahine 10000 bhi rakh shakte hai ya fir 1000 se kam 500 rakh shakte hai kya ????
Abhi to bacche chhote hai magar kahi kisi accident me gurdiance ki death ho jati hai to kya hamari laado ka account close ho jàyega ???
Ek dam se parents ki death ho jaaye to uske baad kya hoga ???
Ek saal me kitna pesa account me daale to hamari laadoo ko 21 saal ke baad 6 lack milenge ????
Ek saal me jayada se jayada kitna pesa deposit karva shakte hai ???
Aur minimum kitna pesa deposit karvana hota hai ???

Reply

Shiv Kukreja April 8, 2015 at 9:07 PM

1. 21 saal se pehle shaadi hone pe saara balance withdraw kar sakte hain.
2. Ek saal mein Rs. 1.5 lakh tak paisa jama kar sakte hain.
3. Nahin, har mahine paise deposit karna zaroori nahin hai.
4. Different amounts deposit kar sakte hain.
5. Koi unfortunate event hone pe aapki beti paisa withdraw kar sakti hai ya agar chahe to is account ko fund karke continue bhi kar sakti hai.
6. Maturity values ke ye ye post check keejiye – /2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/
7. Maximum amount – 1.5 lakh
8. Minimum amount – Rs. 1,000

Reply

Parvesh April 8, 2015 at 8:54 PM

???? ???????

Reply

rakesh chhetri April 9, 2015 at 3:50 PM

meri ek hi beti hai mehak chhetri 13.11 .2008 db hai hame kitane year tak paisa jama krna hai aur kitana ..jama karna hai aur kon kon sey bank me bhi acctt khul sakta hai …ham goan me rahate toa gramphrdhan ka likha birth cratifict chal jayega pls ..meri samjh me nahi aa raha kya karu pls help me..

Reply

Shiv Kukreja April 9, 2015 at 9:37 PM

Rakeshji, aapko 14 saal tak paisa jama karna hai. Kam se kam Rs. 1,000 har saal. Post Office, SBI, PNB, Bank of Baroda, ICICI etc. mein ye account khol sakte hain. Gram Pradhan ka birth certificate chal jaana chahiye, but post office ya bank se confirm karna padega.

Reply

sandeep kumar April 9, 2015 at 3:58 PM

dear shiv, thanks for your all information, nicely explained and cleared.

but no one asked about nominee of this account . and in example form u also not mention any name ..

why this policy also not maintaining any insurance of girl..?

Reply

Shiv Kukreja April 9, 2015 at 9:33 PM

Thanks Sandeep for your kind words!
There is no provision for nomination in this scheme. I think nomination provision is not there as already two parties are involved in this scheme, first, the girl child and second, the parents/legal guardian. If something unfortunate happens with any of these two parties, the other party can claim the balance.

Reply

Neeraj April 10, 2015 at 12:22 PM

Respected sir,

Firstly thanks to you to remove out the many confusion of many peoples.But I also want to know that if my daughter is 8 year old now so opening date is april 2015 and maturity date is april 2036.I want to marry my daughter approx. in 2030.Then can I withdraw my money, if yes then can I get the same maturity amount which I will got in april 2036 or less.
Hope you understand what I want to know, waiting for your reply

Reply

Shiv Kukreja April 10, 2015 at 1:03 PM

Thanks Neeraj for your kind words!
If you withdraw your money in 2030, then you’ll not get the amount which you are supposed to get in 2036.

Reply

Neeraj April 10, 2015 at 12:25 PM

Regards
Neeraj

Reply

Rekha April 10, 2015 at 1:01 PM

Hello sir my daughter b’date is 10 april 2004, she is applicable or not for this policy…

Reply

Shiv Kukreja April 11, 2015 at 11:35 PM

Hi Rekha,
Your daughter is eligible for this scheme.

Reply

vijay April 11, 2015 at 11:00 AM

Sir sukanya yojna ki 11-4-15 last date hai kya?

Reply

Shiv Kukreja April 11, 2015 at 11:39 PM

Nahin Vijayji, it is an ongoing scheme, isliye is scheme ki koi last date nahin hai.

Reply

jayavardhan April 12, 2015 at 4:49 PM

Sir my daughter DOB14/6/10,
I HAVE Birth certificate which provided by hospital, can I open the account about my child

Reply

Shiv Kukreja April 13, 2015 at 6:57 PM

Yes Jayavardhan, you can get this account opened for your daughter.

Reply

tapan ch mahato April 13, 2015 at 6:21 AM

Plz sir guideline upload in PDF file

Reply

prachi April 13, 2015 at 12:58 PM

Wat if goverment changes will the scheme rule change or will remain the same.

Reply

Shiv Kukreja April 13, 2015 at 7:07 PM

Hi Prachi, nobody can predict the future developments with regards to this scheme and the government moves. So, I don’t have an answer for this query.

Reply

amit kumar April 13, 2015 at 5:07 PM

Sir agr koe karn vas paisa 6year ya 7year deposit huaa. to 18year ke bad paisa mile gaya ya nhi

Reply

Shiv Kukreja April 13, 2015 at 7:12 PM

Agar aap har saal kam se kam Rs. 1,000 jama nahin karenge to account inactive ho jaayega. Paisa aapko beti ki shaadi pe ya 21 saal baad milega, 18 saal baad nahin. Paisa nikaalte time account active hona chahiye.

Reply

Nilesh Sawant April 13, 2015 at 6:08 PM

Shiv Sir,
Thanks so much for taking efforts to educate needy people with details of this scheme. Unfortunately gov didn’t do thier job correctly to publish info clearly.
Your comments on (March 27, 2015 at 11:08 am) are contradicting to rest of the posts.
Child dob 22.07.2012 but, date of maturity..?
Date of Maturity would be 21.07.2033 or when the girl child gets married, whichever is earlier.
Could you please confirm once again?
1. After opening account parent/gardian needs to deposite every year minimum 1000 for 14 years from opening the account. (Not 14 years of girl’s age)
2. Account will mature and money will be availalble after 21 years from opening the account. (Not 21 years of girl’s age) OR after girls marriage if it happens before.
Is my understanding correct?

Reply

Shiv Kukreja April 13, 2015 at 7:14 PM

Thanks Nilesh for your kind words!
1. Yes, that’s correct. Girl’s age of 14 years is irrelevant.
2. Yes, that’s also correct. Girl’s age of 21 years is also irrelevant.

Reply

shivani April 13, 2015 at 6:51 PM

Dear
Shiv Kukreja

Is this scheme applicable for NRIs?

thanks with regards

Reply

Shiv Kukreja April 13, 2015 at 7:50 PM

Hi Shivani,
It is still not clear whether NRIs are eligible for this scheme or not. You’ll have to wait some more time for further clarity on this matter.

Reply

manojlaxwal April 13, 2015 at 7:56 PM

Hi sir, my daughter birthday is 12-09-2006 ….If I opened account with monthly 1000 in year.Then upto which year I have to deposit the same and which is the maturity year..???

Reply

Shiv Kukreja April 13, 2015 at 7:58 PM

Hi Manoj,
You’ll have to deposit money in this account for 14 years i.e. till 2029. Maturity year would be 2036 or when your daughter gets married, whichever is earlier.

Reply

amit kumar April 14, 2015 at 11:30 AM

SIR
form me deposited ka name likhna hai phle child ka name pir father name likhna hair or form ka point 9 me data of birth of minor eska mtlb child ka dob likhna hair or data of majority me sir kya lukhna hai

Reply

Shiv Kukreja April 14, 2015 at 11:36 AM

1. Yes, pehle child ka naam & then father/mother/legal guardian ka naam.
2. Date of Majority means jis date ko girl child 18 saal ki ho jaayegi.

Reply

amit kumar April 14, 2015 at 12:18 PM

Sir date of birth of minor me child ka date of birth likhna. Or sir form ka 7(3)me Jo data of birth likhna that father ya child ka

Reply

Shiv Kukreja April 14, 2015 at 12:32 PM

7 (iii) mein date of birth father/mother ki likhni hai.

Reply

Lalit Srivastava April 15, 2015 at 12:26 PM

Hi Shiv

I daily visit your blog and I think you are now a Jansewak doing Public awareness work. You will be blessed from all of those who got information through your blog. You answered each person individually . I am grateful to you for answering me ever positivelly. I see that ppl sometimes ask troubled questions but you never loose tour twmper in answering again and again on repeated questions.

Reply

Shiv Kukreja April 15, 2015 at 8:19 PM

Thanks a lot Mr. Lalit for your encouraging words! This is one of the kindest compliment I have ever got since I started blogging. 🙂

Reply

subrat April 15, 2015 at 4:03 PM

I want to transfer the sukanya sambrudhi yojana from post office to Bank, is it possible?

Reply

Shiv Kukreja April 17, 2015 at 11:15 AM

Yes Subrat, it is possible to transfer this account from a post office to a bank.

Reply

amit kumar April 15, 2015 at 7:43 PM

Sir
Mai post office me account open krvane GTA to granter mag the Jo Esher post office ka garhk ho tho kya account open nahi ho sir

Reply

Shiv Kukreja April 15, 2015 at 8:20 PM

Amitji, aapki query clear nahin hai.

Reply

Asha April 16, 2015 at 4:16 AM

Key Mey sukanya yojana account open krwa skti hi next week to my bcha dob 22/11/2013 please app muchchi bta dijiy

Reply

Shiv Kukreja April 16, 2015 at 10:40 AM

Ashaji, aap apni beti ka account open karwa sakti hain.

Reply

amit kumar April 16, 2015 at 2:51 PM

Sir
Form ke16me Jo witness me witness ke account number likhna hai to witness nhee RHA par account open nhee ho gay

Reply

Shiv Kukreja April 17, 2015 at 12:29 PM

Agar Introducer nahin hai to aapko apne KYC documents dene honge, like Aadhaar Card, PAN card, Address proof etc.

Reply

PKN April 16, 2015 at 4:52 PM

I don’t have adhaar card, please suggest me alternate document.
Can i submit passport copy?

Reply

Shiv Kukreja April 17, 2015 at 12:30 PM

Yes PKN, you can submit Passport copy.

Reply

Gitesh Vargantwar April 16, 2015 at 5:25 PM

Hi Shiv,

At the time of opening the SSA, do we have to commit a fixed amount (say, Rs. 1,000 per month) to be deposited per month? Can I start with Rs. 1,000 per month, but for later months deposit Rs. 2,000 or any amount which cumulatively not exceed Rs. 1,50,000 per year?

Regards,

Gitesh.

Reply

Shiv Kukreja April 17, 2015 at 12:31 PM

Hi Gitesh,
It is not a monthly deposit scheme. You can deposit any amount between Rs. 1,000 and Rs. 1.5 lakh any time in a financial year. A fixed amount is not required to be deposited.

Reply

Gitesh Vargantwar April 17, 2015 at 3:00 PM

Thanks a lot, Shiv, for a quick revert.

Regards,

Gitesh.

Reply

partha mandal April 16, 2015 at 6:26 PM

After getting adult age,can girl withdral money herself ? If this,have any role of parent?

Reply

Shiv Kukreja April 17, 2015 at 12:35 PM

This scheme is for girls. Parents are supposed to deposit money to support girl child’s education and marriage. Girl child can withdraw maturity proceeds herself.

Reply

Amit Nishania April 16, 2015 at 6:46 PM

Sir,

My daughter DOB is 23/12/2004, can I open an account under sukanya samriddhi scheme, please let me know.

Reply

Shiv Kukreja April 17, 2015 at 12:36 PM

Yes Amit, your daughter is eligible for this scheme.

Reply

punj April 17, 2015 at 1:06 AM

Spose one year money diposit in this yojna after that depositor expire then government continue this gonna or as it is stop.
Please reply sir.

Reply

Shiv Kukreja April 17, 2015 at 12:38 PM

Hi Punj, the girl child or legal guardian can continue this account after depositor’s death. Or the girl child can also withdraw the balance.

Reply

Sahil luthra April 17, 2015 at 8:53 AM

I want toll free no of SSA or SDA

Reply

Shiv Kukreja April 29, 2015 at 7:58 PM

Hi Sahil,
Here you have the toll free no. for this scheme – 1800-223-060

Reply

Sahil luthra April 17, 2015 at 8:54 AM

I want to know toll free no

Reply

Shiv Kukreja April 17, 2015 at 12:38 PM

Hi Sahil, we don’t have any toll-free no. as yet. In case it gets available, I’ll update it here.

Reply

niraj kumar jaiswal April 17, 2015 at 9:22 AM

Sir kya sukanya sumridhi yojana kolkata mein applicable hai

Reply

niraj kumar jaiswal April 17, 2015 at 9:25 AM

Sir
I want to conform that sukanya sumridhi yojna is applicable in kolkata or not

Reply

Shiv Kukreja April 17, 2015 at 12:39 PM

Yes Niraj, it is applicable in Kolkata.

Reply

manu April 17, 2015 at 12:04 PM

I just want to know we can assign nominee while ofening Sukanya Samriddhi a/c in post office or Bank. Bank has no Details regarding this scheme . we have visiting number of bank.

Reply

Shiv Kukreja April 17, 2015 at 12:41 PM

Nomination facility is not available with this scheme. Banks are still not opening these accounts. You’ll have to wait some more time for them to start opening these accounts.

Reply

nagaraj April 18, 2015 at 12:21 PM

hi sir My daughter DOB is 16/03/20015, can I open an account under sukanya samriddhi scheme, please let me know

Reply

Shiv Kukreja April 20, 2015 at 5:06 PM

Yes Nagaraj, your daughter is eligible for this scheme.

Reply

Asha April 18, 2015 at 12:22 PM

Hi. sir aap in jo yojana shuru ki hi us yojana Mey bhot se log jeyada frod kr rhi hi. post office may kihti hi ki aap ko har month 1000 just kr na hi. hi back may to saf man kr di ti hi vo kihti hi ki jakr branch pta ka ki aoo. bta oo es problem ka keya hl hi aap hey es krpshn si bhot please sir

Reply

Shiv Kukreja April 20, 2015 at 5:09 PM

Ashaji, aapka prashna samajh nahin aaya.

Reply

Karun Jha April 20, 2015 at 12:12 PM

Dear Sir,

Still bank do not have form to open the account. Kindly share the address of bank where I can get the form to open the above account for my daughter.

Reply

Shiv Kukreja April 20, 2015 at 5:19 PM

Hi Karun,
Even we don’t the list of bank branches where these accounts will get opened.

Reply

Karun Jha April 20, 2015 at 5:24 PM

Dear Shiv,

Thanks for reply and surprising SBI bank do not know about this yojna. It is very pain full to followup the the bank people regarding this concern.

Reply

Shiv Kukreja April 20, 2015 at 5:28 PM

Yes, it is very painful & disappointing!

Reply

Rajnikant Thakkar April 20, 2015 at 4:40 PM

Sir, 1. Meaning of legal guardian ? Can I be legal guardian being grandpa ?
2. Parents and the child are out of India but Indian passport holder. Can they open account in Bank ?

Reply

Shiv Kukreja April 20, 2015 at 5:21 PM

Hello Mr. Thakkar,
1. Definition of a legal guardian is still not announced by the post office, so you’ll have to wait some more time for further clarity on this matter.
2. If they are NRIs, then again there is no clarity regarding NRI investments.

Reply

Neeraj April 21, 2015 at 1:20 AM

Hi shiv

My question is
1. Money withdrawl after 21 years then who can withdrawl this money depositor or girl .
2 what documents required at time of withdrawl money after 21 years.
3.if we want to withdrawl money at time of marrige of girl then what document or proof is required of marriage.
4. How many time required by post office or bank to withdrawl money aftet 21 years or at time of marriage.
5. Is there is any no. to check the amount with interest at any time or check the statement.

Regards
Neeraj

Reply

Shiv Kukreja April 22, 2015 at 7:33 PM

Hi Neeraj,
1. Girl child will have the right to the maturity amount.
2. Passbook, birth certificate copy and a declaration would be required to withdraw the balance.
3. I think just a declaration by the girl child would be enough for withdrawal on girl’s marriage.
4. I don’t think it would take more than a day or two for the post office or bank to provide you with the maturity amount.
5. Passbook will be provided to you, which you can get updated from time to time.

Reply

Debajit April 21, 2015 at 11:20 PM

Dear Sir,
I have a few queries :
1. A little confusion on maturity date. Is it 21 years from the date of opening the account or when the girl child attains the age of 21 years?
2. The deposit period is for 14 years. Now if a girl child is 10 years old now (during opening of the a/c) and if her marriage gets settled say when she is 22 years. In that case, the deposit for only 12 years has been made. Is she eligible to get the matured amount? If no, then when can she get it at earliest?
3. After attaining 18 years, if the girl needs money for her higher studies, she is perhaps eligible to get a part of it (50% of preceding year’s balance). When she attains 20 years, her marriage gets settled but maturity date is still not reached, is she then eligible to get 50% of the remaining balance?
Thanks in advance,
Debajit

Reply

Shiv Kukreja April 22, 2015 at 7:42 PM

Hi Debajit,
1. 21 years is from the date of account opening.
2. She would be eligible to withdraw the amount whenever she gets married. In your case, she would get it at the age of 22 when she gets married.
3. Yes, in that case, she can withdraw the whole balance.

Reply

renu April 22, 2015 at 2:48 PM

Hello Sir mere original documents adhar card,voter I’d, pan card mere in-law. K paas h or wo log mujhe wo Dena nahi chahte h.Main apne or kon se documents laga SaktI hu

Reply

Shiv Kukreja April 22, 2015 at 8:29 PM

Hi Renu,
It is so unfortunate that your in-laws are not providing you your own id/address proofs. Aapko ek id proof aur ek address proof submit karna hoga. Address proof ke liye aap telephone bill, electricity bill ya ration card provide kar sakte ho. Id proof ke liye PAN card, Driving License, Voter Id card ya Passport provide kar sakte hain.

Reply

Reeta April 24, 2015 at 1:14 PM

Dear Sir,
I have not my daughter birthcertificate pls guide what else can be submit as I have school I card copy, affidavit and hospital slip.Every time Post Officer tell us a new document to be submit.

Reply

Shiv Kukreja April 26, 2015 at 11:59 PM

Hi Reeta,
As per my understanding, girl’s birth certificate is mandatory for getting this account opened. If you have Aadhaar Card & PAN card, then you do not need anything else.

Reply

Rakesh AP April 24, 2015 at 2:17 PM

Dear Sir,

Good after noon, please let me know the last date of this, and which is mandatory documents required for this.

Have a good day sir.

Thanks and Regards
Rakesh AP

Reply

Shiv Kukreja April 27, 2015 at 12:01 AM

Hi Rakesh,
It is an ongoing scheme and there is no last date as such for this scheme. Girl’s birth certificate is the only mandatory document you need for this scheme. Apart from that, you need to provide an ID proof and an address proof.

Reply

Lakshmi April 24, 2015 at 3:35 PM

Sir,

What i have to fill in 12(i) 12(ii) –

Reply

Shiv Kukreja April 27, 2015 at 12:04 AM

Hi Lakshmi,
You need to write “Not Applicable” in 12 (i) & 12 (ii) as nomination facility is not available in this scheme.

Reply

Netradhwj bagh April 26, 2015 at 1:22 PM

bachchi ka janm 2/12/2003 ko huwa hai to SSYA khulega ya nhi ?

Reply

Shiv Kukreja April 27, 2015 at 12:05 AM

Yes Netradhwj, account khul jaayega.

Reply

Netradhwj bagh April 26, 2015 at 9:32 PM

sir plyz answer

Reply

rakhi April 26, 2015 at 11:31 PM

Sir SSA me amount kaise Jma krna hoga . monthly ya yearly ya jb amaunt hua to dalna plz. Btaye

Reply

Shiv Kukreja April 27, 2015 at 11:07 AM

Hi Rakhi,
Saal mein ek baar deposit karna zaroori hai, jiski koi fixed date nahin hai. Aap kabhi bhi deposit kar sakte ho.

Reply

Netradhwj bagh April 27, 2015 at 8:15 AM

sir bachchi ka birthday 2/12/2003 hhai 1000 manthly jama karne par 21 sal me kitana banega

Reply

Shiv Kukreja April 27, 2015 at 11:08 AM
rakhi April 27, 2015 at 8:03 PM

Sir
SSA me Maine AGR 1rst year rs.15000
JMA kiya to kya next year 15000 hi JMA krna hoga. Ya km ya jyada. Kya SSA 1 se jyada khola ja skta hai?

Reply

Shiv Kukreja April 29, 2015 at 12:08 AM

Hi Rakhi,
1. First year Rs. 15,000 deposit karne ke baad second year mein Rs. 15,000 deposit karna zaroori nahin hai. Rs. 1,000 aur Rs. 1.5 lakh ke beech mein kitna bhi deposit kar sakte hain.
2. SSA ek girl child ke naam pe sirf ek account hi khul sakta hai.

Reply

santosh April 28, 2015 at 12:24 AM

Sir
Meri bachchi 8 sal ki hai. Mai yearly 12000rs. SSY acount me dalta hu to kb tk mujhe bank me dena hoga. Aur kb Mechyority puri hogi. Aur kitni money milegi.

Reply

Shiv Kukreja April 29, 2015 at 12:11 AM

Hi Santosh,
14 saal tak aapko paisa deposit karna hai. Maturity 21 saal baad ya beti ki shaadi hone pe milegi. Maturity value ke liye ye post check keejiye – /2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/

Reply

Prashant Dwivedi April 28, 2015 at 11:15 AM

Dear sir,
Any Insurance covered in this scheme,

Reply

Shiv Kukreja April 29, 2015 at 12:12 AM

No Prashant, insurance cover is not there.

Reply

sherin April 28, 2015 at 3:33 PM

sir, My daughter`s age is now 8, if i am open sukanya account now,how the account will mature at the age 21? the deposit period is 14 years, if the account will mature at the age of 22. pls correct my doubt

Reply

Shiv Kukreja April 29, 2015 at 12:15 AM

21 years of your daughter’s age has nothing to do with the maturity of this scheme. 21 years will be counted from the account opening date. Or, whenever your daughter gets married, this account will have to be closed down.

Reply

vikas April 29, 2015 at 7:05 AM

Ssa ke bare mein paise mature ke baad ladki ko na ki gaurdians ko

Reply

Shiv Kukreja April 29, 2015 at 7:52 PM

Hi Vikas,
Maturity ke baad paisa beti ko milega.

Reply

ruchi April 29, 2015 at 6:02 PM

Meri ladki 2.5 years ki hai mujhe kitna jama karna aur 21 saal bad mujhe paisa milega ya ladki ko

Reply

Shiv Kukreja April 29, 2015 at 7:46 PM

Aapko Rs. 1,000 se Rs. 1.5 lakh ke beech mein paisa deposit karna hai. 21 saal poore hone pe beti ko maturity value milegi.

Reply

Nilesh dube April 30, 2015 at 10:19 PM

Sir,
Mai kuch jankar I cahata hun aap se plz guide me
1) Mere dughter ki date of birth 05/07/2014 to kyaa mai uska account open kar sakta hun
2) e1s b image ka jo primium hai wo monthly hai ya yearly hai
3) kya es account opening ke liye muzhe guiranter lagengi
4) es accounts minor ke deth ke baad bhi active rahega ya nahi

Reply

Shiv Kukreja May 1, 2015 at 12:32 AM

Hi Nilesh,
1. Yes, aap apni beti ka account open karwa sakte hain.
2. Is scheme mein saal mein ek baar paisa deposit karna zaroori hai.
3. No, guarantor is not required for this scheme.
4. Minor ki death hone pe saara balance amount aapko mil jaayega aur account close ho jaayega.

Reply

Nilesh dube May 1, 2015 at 7:04 AM

Thanks
siv kumar ji

Reply

Shiv Kukreja May 4, 2015 at 12:21 PM

You are welcome!

Reply

dr sangeeta May 4, 2015 at 3:07 PM

What is the last date of suknayana smrithi yojana through post office pls tell

Reply

Shiv Kukreja May 4, 2015 at 3:38 PM

It is an ongoing scheme and there is no last date as such for opening an account.

Reply

SURESH CHITKARA May 8, 2015 at 9:06 AM

Dear Sir,

I had approach my PNB for open the account, they do not have form to open the account. From which bank I can get the form to open the above account.

Regards

Reply

Shiv Kukreja May 9, 2015 at 8:21 PM

Hi Suresh,
PNB has started opening these accounts. You should talk to the bank manager of your branch and ask him why they are not opening your account. If your branch is not opening these accounts, then you should contact PNB at this number – 011-25744370 and ask which branch nearest to your place is opening it.

Reply

Monika May 8, 2015 at 2:30 PM

Sir,kya humko har mahine post me jakar rs.1000 bharne padenge.

Reply

Shiv Kukreja May 9, 2015 at 8:25 PM

Hi Monika,
Is scheme mein har mahine invest karna zaroori nahin hai, saal mein ek baar deposit karne se bhi chalega. But, agar aap har mahine paisa deposit karna chahte ho, to aapko har mahine post office jaana padega, kyunki post office mein online money transfer ki option nahin hai.

Reply

Monika May 8, 2015 at 2:33 PM

me aaj hi post se form layi hu.waha se kuch guideline nahi de un logone.permonth invest karna he

Reply

Monika May 8, 2015 at 3:21 PM

sir plz reply

Reply

Monika May 8, 2015 at 3:51 PM

sir agar birth certificate me jo naam he wo na rakhke jo humne beti ka dusra naam rakha he us naam se account khul sakta he ?

Reply

Shiv Kukreja May 9, 2015 at 8:26 PM

Jo naam birth certificate mein mentioned hai, usi naam se account kholna hoga.

Reply

nanasaheb May 9, 2015 at 1:33 PM

Dear Sir,

I have taken kotak life policy kotak capital multiplier plan.This july i have to pay my third annual primium of 20000.But i want to transfer this plan to sukanya scheme.i have twin daughter.
Please guide me on this.
my no – 9860009178
8007385111

Reply

nanasaheb May 9, 2015 at 3:00 PM

Dear Sir,

Can we invest one time primium in sukanya yojana.
help us.

Reply

Shiv Kukreja May 9, 2015 at 8:46 PM

In this scheme, you need to deposit money at least once in a year.

Reply

Shiv Kukreja May 9, 2015 at 8:45 PM

Hi Nanasaheb,
Sorry, I cannot comment on your policy without its analysis. But, this scheme is very good for conservative investors.

Reply

Parwinder singh May 9, 2015 at 1:53 PM

Sir ye yojana punjab me bhi available hai

Reply

Shiv Kukreja May 9, 2015 at 8:47 PM

Yes, ye yojana Punjab samet poore Hindustan mein available hai.

Reply

Rahul kumar Gupta May 9, 2015 at 4:10 PM

Dear Sir,
(1) KYA MAI ONE MONTH 500 Rs. AUR NEXT MONTH 1000Rs. AUR FIR NEXT MONTH 500 Rs. JMA KAR SAKATA HU.

(2) KYA MAI AISA YEAR ME 7-8 MONTH JAMA KAR SAKATA HU
SIR PLEASE TELL ME

Reply

Rahul kumar Gupta May 9, 2015 at 4:12 PM

Dear Sir,
(1) KYA MAI ONE MONTH 500 Rs. AUR NEXT MONTH 1000Rs. AUR FIR NEXT MONTH 500 Rs. JMA KAR SAKATA HU.

(2) KYA MAI AISA YEAR ME 7-8 MONTH JAMA KAR SAKATA HU
SIR PLEASE TELL ME

Reply

Shiv Kukreja May 9, 2015 at 8:50 PM

1. Yes Rahul, aap aisa kar sakte hain.
2. Yes, aap jitne bhi baar chahen, utne baar paise deposit kar sakte hain.

Reply

Lokpriya May 10, 2015 at 12:23 AM

Sir, date of birth is 08.01.2004. Is it ok for eligibility?plz reply.

Reply

Shiv Kukreja May 10, 2015 at 12:38 AM

Yes Lokpriya, the girl child with DoB 08/01/2004 is eligible for this scheme.

Reply

Monika May 11, 2015 at 2:11 PM

Thanks a lot sir for guideline

Reply

Shiv Kukreja May 11, 2015 at 3:28 PM

You are welcome Monika!

Reply

Mohit May 12, 2015 at 11:37 AM

Hi – Could you please let me know is a combine one photograph of parents along with girl child is require or stand alone photographs of Parents & child will suffice the requirement

Reply

Shiv Kukreja May 12, 2015 at 12:00 PM

Hi Mohit,
Photograph of only the father/mother or legal guardian is required, not of the girl child.

Reply

reshma May 12, 2015 at 11:44 PM

respected Sir, can u answer for pension yojana newly launch

Reply

Shiv Kukreja May 12, 2015 at 11:57 PM
vishal Mhatre May 13, 2015 at 1:14 PM

shall we fill up the form online ?

Reply

vishal Mhatre May 13, 2015 at 1:15 PM

shall i fill up the form online ?

Reply

Shiv Kukreja May 13, 2015 at 3:55 PM

Online account opening facility is not there with any of the post offices or banks. You will have to personally visit a post office or a bank branch.

Reply

reshma May 15, 2015 at 9:21 AM

Sir investment in ssa is worth???????

Reply

Shiv Kukreja May 17, 2015 at 5:30 PM

I think it is a good investment Reshma.

Reply

Dhanraj kumar May 16, 2015 at 2:52 PM

Kya SSA account dusre city/state ke bank ya post office se open kara sakta hun, yadi mai kisi dusre state ka nivasi hun?

Reply

Shiv Kukreja May 17, 2015 at 5:33 PM

Yes Dhanraj, you can get it opened in some other state as well.

Reply

chandan May 17, 2015 at 9:57 AM

Documents kya kya lagana h sir isme

Reply

Shiv Kukreja May 17, 2015 at 5:34 PM

Beti ka birth certificate aur aapka id proof, address proof & 2 photographs.

Reply

roopan May 17, 2015 at 1:47 PM

Nowhere on the form above mentions about sukanya samriddhi scheme name. it looks like a simple savings account in post office. how would it be differentiated. ??

Reply

Shiv Kukreja May 18, 2015 at 11:33 AM

Hi Roopan,
It is mentioned in the form above as SSA.

Reply

Pushpendra May 17, 2015 at 4:59 PM

Hi, please advice whom I can suggest as nomini in this application form, minor father or mother

Reply

Shiv Kukreja May 18, 2015 at 11:43 AM

Hi Pushpendra,
You need not mention nominee in this form, as the depositor would receive the balance amount if something happens to the girl child.

Reply

Pushpendra May 17, 2015 at 5:00 PM

Emi will be cash only or we can can use other options

Reply

Shiv Kukreja May 18, 2015 at 11:44 AM

Cash/cheque/DD would be accepted.

Reply

Sumit May 20, 2015 at 2:29 PM

Can we deposit money by NEFT in SSA account if we get SSA open in PNB branch…? I deposit via NEFT for my SBI PPF

Reply

Shiv Kukreja May 22, 2015 at 1:06 PM

As of now, you cannot do that. But, going forward, some of the banks should provide such facility.

Reply

Sumit May 22, 2015 at 2:01 PM

Hmm..so the account no which we will get for SSA will not be like an ordinary bank account number ?

Reply

kritika May 22, 2015 at 1:37 PM

SHIV KUKREJA JI MY DAUGHTER KRITIKA IS BORN ON 16 OCTOBER 2003 SO CAN WE APPLY FOR THIS YOJANA

Reply

kritika May 22, 2015 at 1:44 PM

SHIV KUKREJA JI CHANCHAL MY DAUGHTER KRITIKA IS BORN ON 16 OCTOBER 2003 SO CAN WE APPLY FOR THIS YOJANA

Reply

kritika May 22, 2015 at 1:55 PM

CHANCHAL MY DAUGHTER IS BORN IN 2003 16 OCTOBER . IS SHE ELIGIBLE FOR THIS YOJANA ?

Reply

Shiv Kukreja May 23, 2015 at 11:14 AM

No Kritika, your daughter is not eligible for this scheme.

Reply

murali May 22, 2015 at 10:37 PM

i believe account name is SSY instead of SSA. correct?

Reply

Shiv Kukreja May 23, 2015 at 11:15 AM

Hi Murali,
Account name used is “Sukanya Samriddhi Account (SSA)”.

Reply

regina May 26, 2015 at 5:31 PM

Mr. Kukreja,

Can i deposit 1000 for one month and next month 2000 in SSA or is it a fixed amount that i have to deposit every month

Reply

Shiv Kukreja May 26, 2015 at 9:00 PM

Hi Regina,
You can change the amount to be deposited, there is no problem in that. The amount to be deposited can vary between Rs. 1,000 and Rs. 1.50 lakh in a financial year.

Reply

ashish May 26, 2015 at 11:53 PM

Sir ji…SSA yojna me hamare alava, other relative bhi hamari beti k naam se alag SSA a/c me saving kar sakta hai

Reply

Shiv Kukreja May 27, 2015 at 12:46 PM

Ek girl child ke naam pe ek account hi khul sakta hai.

Reply

Shyoraj Chaudhary May 28, 2015 at 5:37 PM

Today i visite at post office at ghandhinagar madanganj kishangarh & i fill up suknya samardhi yojna’s form my daughter Anuradh Chaudhary pl. Advise me about resulet of SSY

Reply

Shyoraj Chaudhary May 28, 2015 at 5:45 PM

Yadi main 14 year tak Rs.1000/- matra prati year jama kavata hu to 21 sal bad SSA Yojana main maturity amount kya hogi

Reply

Shiv Kukreja May 28, 2015 at 7:02 PM

21 saal baad approximately Rs. 53,376 maturity value milegi.

Reply

sunil kumar gupta May 29, 2015 at 7:30 PM

yadi mai evry month 1000*14 year diposit karu to after 21year maturity kya hogi

Reply

Shiv Kukreja May 29, 2015 at 7:47 PM

Hi Sunil,
Please check this post – /2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/

Aapko approximately Rs. 634,654 milenge.

Reply

Kothandaraman May 29, 2015 at 8:39 PM

Filled up form sample is very useful.

Thank you for posting online.

Reply

Shiv Kukreja May 29, 2015 at 8:48 PM

You are welcome!

Reply

sandeep mehta May 30, 2015 at 2:24 PM

Is it necessary to open saving a/c with that bank in which i want to open SSA?

Reply

Shiv Kukreja May 30, 2015 at 3:36 PM

No, it is not necessary to open a savings account as well.

Reply

Harbhajan Singh Chandravanshi May 30, 2015 at 7:13 PM

Sir yadi ladki ki 14 or 21 yr pahle death ho jane k condition me policy Ka kya hoga. ?

Reply

Shiv Kukreja May 30, 2015 at 7:17 PM

Ladki ki death hone pe paisa with interest aapko mil jaayega.

Reply

Harbhajan Singh Chandravanshi May 30, 2015 at 7:21 PM

Sir yadi guardian ki death ho jane k condition me yojna premium automatic paid hoga kya. ?

Reply

Shiv Kukreja May 30, 2015 at 11:42 PM

Nahin, government is account ko fund nahin karegi. Ya to aapki beti ko is account ko fund karna hoga, ya phir account close karke balance amount with interest withdraw karna hoga.

Reply

Vinay Gore June 1, 2015 at 5:24 PM

Dear Sir

My one question -: I had go to my nearest Corporation bank in Airoli (Navi Mumbai) they are not responed to us they told us to go POST office for this scheme.
Sukanya Samriddhi Yojana

Actual reason is post office not nearest my home now what I do.

Please avise me

Reply

Shiv Kukreja June 2, 2015 at 11:10 AM

Hi Mr. Vinay,
You can approach SBI, PNB, IDBI Bank or Bank of India for getting this account opened.

Reply

M NAVEEN June 2, 2015 at 8:51 PM

Sir,
Kindly suggest me my daughter is 27 January 2004 born i.e. 11 years as on date.How many years do I need to pay the premium and when will the maturity date be, as she will be turning 18 years on 27 January 2022 and 21 years on 27 January 2025.

Reply

Shiv Kukreja June 2, 2015 at 11:44 PM

Hi Naveen,
You need to deposit money for 14 years from the account opening date or till the time your daughter gets married, whichever is earlier. Your daughter’s account will get matured in 21 years from the account opening date or whenever she gets married, whichever is earlier. To get maximum return, one should deposit lump sum money as early as possible in a financial year.

Reply

pramod maurya June 3, 2015 at 4:10 PM

Hi

1 )kya mai ek sath 5000 x 12 month = 60,000/- ke hisab se cash/chq de sakta hu ?.
2)Ishi tarah 60,000 x 14 yrs =8,40,000/- ka 21 yrs mujhe 30,35,640/-
milega.

Reply

pramod maurya June 3, 2015 at 4:25 PM

hi,

1) kya mai ek sath 5,000 x 12 month = 60,000/- ke hisab se bhar me sakta hu ?
2) ishi tarah 60,000 x 14 yrs =8,40,000/-ke hisab se mujhe 21 yrs hone par 30,35,640/- milega.

Reply

Shiv Kukreja June 3, 2015 at 8:37 PM

Hi,
1. Yes, aap ek saath Rs. 60,000 jama karwa sakte hain.
2. Rs. 60,000 ke hissab se 21 saal baad maturity pe aapko Rs. 32,02,585 milega – /2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/

Reply

sandeep June 4, 2015 at 12:47 PM

Hi, sir I am very happy with ur answers, ur helping people with ur replies. sir every thing is good that showing table maturity amt, but I am having doubt rate of interest will change every year so how can this table amt will match.

Reply

Shiv Kukreja June 4, 2015 at 1:36 PM

Thanks Sandeep for your kind words!
Also, this table has been prepared with certain assumptions to help investors know the approximate maturity values. It is almost certain that the actual maturity amount will not match the maturity values given in the table. But, in order to help investors, I had to create it.

Reply

amit June 6, 2015 at 2:55 AM

Hello sir,
Is this possible my ssy instalments (1000/month) deducts every month automatically from my bank accout

Reply

Shiv Kukreja June 6, 2015 at 2:10 PM

Hi Amit,
No bank is providing any such facility as of now.

Reply

jyoti June 9, 2015 at 9:56 AM

Sir humlog rent pe rahte h isliye hamara address proof owner ke naam pe h .agar hum ye address proof use karenge n suppose baad me humne Ghar change kr diya to koi problems to nhi ayegi. Waise conditions me kya krna hoga?

Reply

Shiv Kukreja June 9, 2015 at 12:27 PM

Hi Jyoti,
Ghar change karne pe koi problem nahin aayegi.

Reply

Venkatesha k June 10, 2015 at 4:06 PM

Difference between depositor and applicant. Like deposit refers to parents and applicant means my daughter ?

Reply

Shiv Kukreja June 11, 2015 at 12:22 AM

Hi Venkatesha,
That’s correct. Parent/legal guardian would be the depositor/operator of this account and the girl child would be the account holder/applicant.

Reply

Amremdra kumar June 10, 2015 at 6:06 PM

12000/year ke rate se 11 years ke baad kitna milega

Reply

Shiv Kukreja June 11, 2015 at 12:22 AM

Sorry Amremdra, we do not entertain such individual calculations.

Reply

Ramachandra June 10, 2015 at 8:57 PM

I enquired about SSA in SBI at my home town… They dont know anything about SSA… Any idea whether banks are opening this account or not

Reply

Shiv Kukreja June 11, 2015 at 12:23 AM

Hi Ramachandra,
Banks, including SBI, are opening these accounts.

Reply

tarun ravaliya June 11, 2015 at 1:04 PM

Kya me ek saath 1000×12 =12000
One years ka bhar sakata hu.

Reply

Shiv Kukreja June 11, 2015 at 1:39 PM

Hi Tarun,
Is scheme mein monthly paise deposit karna zaroori nahin hai. Saal mein sirf ek baar deposit karna zaroori hai.

Reply

Ashwin June 13, 2015 at 10:57 AM

Agar me aaj se yeh scheme start karu in june-2015 or dushre sal Dec-16 ko bhar sakta hu kya or form me kis jagha ladki ka name bharna hai ulekh kaha karna hai apke form ma depositor as U/G ulekh hai jara bateige .form me 2nd depositor or 3 rd depositor hai kya me apni wife ka name likh sakta hu or photo kiska lagana hai as depositor father ya daughter ka

Reply

Shiv Kukreja June 16, 2015 at 2:47 PM

Yes Ashwin, aap December 2016 mein apni dusri instalment deposit kar sakte hain. Form fill karne ke liye upar pasted form check keejiye aur help ke liye post office/bank visit keejiye.

Reply

Ajay June 13, 2015 at 11:15 AM

Hi shiv,

I have a question please..

If any one start paying now onwards and pay for 14 years and some how the girl is no more or any miss happening may occur in future so who would be eligible to get that amount withdraw??

Please elaborate..

Reply

Shiv Kukreja June 16, 2015 at 2:49 PM

Hi Ajay,
In that case, the depositor will get the balance amount with interest.

Reply

A SHAH June 13, 2015 at 1:01 PM

Why are banks in Mumbai not aware of procedure of opening the account. And they just direct you to the post office to open the same, while the RBI has also asked banks to open the account.

Reply

Shiv Kukreja June 15, 2015 at 6:09 PM

I think not all the banks would be directing you to post offices, select branches of these banks are opening these accounts.

Reply

mukesh June 15, 2015 at 3:25 PM

Hi Shiv Sir
Please tell me which option I should choose bank or post office. Is there any difference of return or interest.

Reply

Shiv Kukreja June 15, 2015 at 6:11 PM

Hi Mukesh,
I think one should open this account in a bank with online transfer facility so that you need not visit bank/post office for each of your transaction. Rate of interest will remain the same in banks as well as post offices.

Reply

Neeraj Kumar June 16, 2015 at 9:46 AM

Hi shiv

1.if we want to withdraw money on time of marriage of girl after age of 18 years.then what document or proof is required and how many time taken by the post office or bank to withdraw the money.
2 and same also if want to withdraw money after 21 years of agethan what document is required and how much time taken for withdraw.
3.the withdraw money we can received in terms of cash or amount will be come in account

Reply

Shiv Kukreja June 16, 2015 at 2:42 PM

Hi Neeraj,
1. The girl child will have to submit an affidavit of age proof and/or marriage to withdraw money after attaining 18 years of age. I have no idea how much time the post office will take to provide you with your money.
2. 21 years of age has nothing to do with the maturity of this scheme. 21 years will be calculated from the account opening date.
3. Post office/bank will issue a cheque or transfer the amount to your bank account.

Reply

Lalit kumar yadav June 17, 2015 at 2:22 PM

hi sir
meri 2 betiya h ak 11sal ki ak 7 sal ki kya mai ye bima karava sakata hu

Reply

Shiv Kukreja June 19, 2015 at 11:30 PM

Hi Mr. Lalit,
Agar aapki badi beti December 2, 2003 ya uske baad ki hai, to wo is eligible ke liye eligible hai. Aapki chhoti beti is scheme ke liye eligible hai.

Reply

wasim June 19, 2015 at 11:01 AM

I want to field up post office saving bank form with name of towsin khalifa .

Reply

wasim June 19, 2015 at 11:06 AM

What I field down in post office saving bank IGMSY form in line 7, 8, 9, 12 and all

Reply

Shiv Kukreja June 19, 2015 at 11:31 PM

Hi Wasim,
Aapka question clear nahin hai.

Reply

santosh June 21, 2015 at 6:05 PM

I already open account I post office couple of month back but now I want to transfer this to any bank because I am not getting any update on this through any direct access to account like through online, only post master update passbook manually, where I am seeing a risk, manually any one can update passbook.
Please sugget

Reply

Shiv Kukreja June 21, 2015 at 8:11 PM

Hi Santosh,
You can transfer your account from post office to any of the banks. But, I am not sure which bank has started providing such transfer facility.

Reply

pushoendra June 24, 2015 at 12:12 PM

Hi sir,
I need your help to fill up no. 7 & 15.my name is Pushpendra my daughter name jivika (11 month) & my father name Devaki Nandan. So please suggest what should I write In no 7 & 15.
Thanks & regards

Reply

Shiv Kukreja June 24, 2015 at 6:35 PM

7. Jivika U/G Pushpendra
15. Pushpendra, your signature & Indian

Reply

Priya June 25, 2015 at 12:26 PM

Mr. Kukreja

Pls advice, that the depositing ammount monthly could varry, based on the availability or it should be fixed.

Thanks.

Reply

Shiv Kukreja July 1, 2015 at 7:15 PM

Hi Priya,
You can deposit any amount between Rs. 1,000 and Rs. 1.50 lakh in a financial year.

Reply

Heera Lilhare June 26, 2015 at 4:17 AM

Sir SSY me BPL and APL dono benifit le skte hai kya ?

Reply

Shiv Kukreja July 1, 2015 at 7:15 PM

Yes Heera, both can get benefits from this scheme.

Reply

sujit June 28, 2015 at 11:54 AM

Plz tell how am transfer my ssa ac from Maharashtra to chattishgarh.plz adivce what is processor…

Reply

Shiv Kukreja July 1, 2015 at 7:17 PM

Hi Sujit,
You need to check the procedure with the post office/bank branch where you have got your account opened.

Reply

Mahendra June 28, 2015 at 1:00 PM

Hello.sir..mai ye janana chahta hu ki Agatha kuch karan vas mai paise nahi bhar saka jo jama rakam muze milegi kya…or meri beti abhi 1 sal ki hui hai to nai ise yojna ka labh le sakta hu kya please reply me sir..

Reply

Shiv Kukreja July 1, 2015 at 7:19 PM

Yes Mahendra, aap apni beti ke liye ye account khulwa sakte hain. Agar aap kisi saal paise jama nahin karwa paate, to aapka account inactive ho jaayega aur penalty pay karke active karwana hoga.

Reply

kumar saurav June 29, 2015 at 3:38 AM

Sir my question is ……suppose deposit Rs130000 in the sukanya a/c in first financial year and in the next financial year say i deposit Rs. 25000 and again in next financial year say Rs. 50000 and in the next financial year just 10000. So basically i want to know is the amout to be deposited each financial year flexible and can i deposit as per my convenience

Reply

Shiv Kukreja July 1, 2015 at 7:20 PM

Yes Kumar, you can deposit any amount between Rs. 1,000 and Rs. 1.50 lakh in a financial year.

Reply

Leave a Comment

Previous post:

Next post: